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Beamiowa, Inc., a subsidiary of News Corp, and its corporate affiliates including Beamiowa Sales, Inc. (collectively, “Beamiowa”) operate a family of Web sites (including mobile-optimized Web sites), associated Web pages, associated mobile apps, and other applications, linking to or bearing these Terms of Use and operated by or on behalf of Beamiowa (collectively, the “Beamiowa Network”). Any person accessing or using the Beamiowa Network is referred to as “you.”

Acceptance of Terms

By accessing or using any part of the Beamiowa Network or the services provided on it or other Web sites, Web pages or other applications as set forth below (collectively, the “Services”), you agree to accept and comply with the terms, conditions, and notices stated herein and as may be modified by Beamiowa from time-to-time without notice to you (the “Terms of Use”). These Terms of Use constitute a binding contract between Beamiowa and you. You are responsible for regularly reviewing the Terms of Use. You can review the most current version of the Terms of Use at any time at: https://www. If you do not wish to be bound by these Terms of Use, please do not access or use any part of the Beamiowa Network.

Additional terms may govern use of certain Web sites or other parts of the Beamiowa Network. In the event that any provision, term or guideline contained on a particular Web site or other part of the Beamiowa Network conflicts with the Terms of Use, the terms of such Web site or other part of the Beamiowa Network shall control over the Terms of Use except with respect to the General Terms set forth below, which shall at all times control.

General Use of The Beamiowa Network

Unless specified otherwise, Beamiowa offers you access to the Beamiowa Network solely for your personal and non-commercial uses. You agree to only access or use the Beamiowa Network only for legal purposes that are permitted by the Terms of Use. Among other things, you agree not to:

  • except with the express written permission of Beamiowa, modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other Web site or application, transfer or sell any information, software, lists of users, databases or other lists, products or services provided through or obtained from the Beamiowa Network, including without limitation, engaging in the practices of “screen scraping,” “database scraping,” or any other activity with the purpose of obtaining lists of users or other information;
  • damage, disable, overburden, or impair the Beamiowa Network or interfere with any other party’s use and enjoyment of the Beamiowa Network;
  • obtain or attempt to obtain any materials or information through any means not made readily accessible by Beamiowa through the Beamiowa Network.

Except with the express written permission of Beamiowa, you agree that you will not access or attempt to access password protected, secure or non-public areas of the Beamiowa Network.

The origin of any link to any Beamiowa Network home page must be accompanied by a clear and prominent attribution indicating that the link is connected to the Beamiowa Network home page. By creating a link to the Beamiowa Network, you agree that (a) you will not employ any technology that results in the placement of content from the Beamiowa Network in a frame and/or a reduced pop-up window and/or any other display mechanism which changes appearance of the Beamiowa Network from how it would appear if a user typed the URL in a typical browser line, (b) your site shall not display content or link to other Web sites or applications that contain content that is illegal, obscene, indecent, disparaging, discriminating or otherwise offensive, (c) you have duly registered your domain name and possess all rights necessary to use the same, and (d) you shall not in any manner access, collect, store, disclose, transfer or use any information obtained or derived from a user’s access to or use of the Beamiowa Network. Beamiowa reserves the right to revoke your permission to create such link at any time in its sole discretion and you agree to immediately cease using the link at any time that Beamiowa so requests.

You agree that Beamiowa may in its sole discretion and at any time terminate your access to and use of the Beamiowa Network, or any part thereof, with or without notice. You further agree that use of the Beamiowa Network and any of its Services shall be immediately terminated if you violate these Terms of Use. In addition, Beamiowa reserves the right, in its sole discretion, to modify or discontinue the Services or any portion thereof, with or without notice, and without liability to you.

The Services provided through the Beamiowa Network may also be located on third party Web sites or applications, via a link, click-through advertising, or otherwise. Nothing contained in any of these Services is an offer or promise by Beamiowa to sell a specific product for a specific price or that any advertiser will sell any product or service for any purpose or price or on any specific terms. In addition, Beamiowa does not make any representation or warranty with respect to such third party Services, and is not responsible for their accuracy, sufficiency, veracity, completeness, or timeliness. You are responsible for confirming the sufficiency and reliability of any third party Services, and you hereby release Beamiowa from any and all claims, demands, liability and damages (actual or consequential) of every kind and nature, known and unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in any way connected with your use of such Services. Further, please note that certain of the interactive Services may be financial or mortgage tools that provide information and customized information based on user-inputted data. These tools are for the purpose of performing calculations, and are not an offer to lend. Interest rates shown are for demonstration purposes only. Actual market interest rates may vary.

You acknowledge that Beamiowa is not a real estate broker, mortgage broker or mortgage lender, and Beamiowa does not aid or assist borrowers in obtaining, solicit borrowers or lenders for, negotiate or make loans secured by liens on real property

Please note that you may be subject to additional and/or different terms, conditions, and privacy policies when you use third party Services, Content (as defined below), software or sites.

Content Contained in the Beamiowa Network

The Beamiowa Network and all of its contents including, but not limited to, all information, text, messages, images, photos, illustrations, designs, icons, video clips, sounds, files, trademarks, copyrighted material, trade dress, software, specifications, catalogs, literature, technical information, advertisements and other content or materials on the Beamiowa Network (collectively, “Content”) is owned by Beamiowa and/or third parties with all rights reserved unless otherwise noted. Beamiowa grants you a limited license to access and use the Beamiowa Network and Content solely for informational, personal and non-commercial purposes (including printing individual pages from the Beamiowa Network provided that you retain all copyright and other proprietary notices contained thereon). You are strictly prohibited from downloading (other than page caching) modifying, or making any other use of the Beamiowa Network or Content, except with express written consent of Beamiowa. You understand that all third party Content posted on, transmitted through, or linked from the Beamiowa Network, is the sole responsibility of the third party originator of such Content. Content is provided through the Beamiowa Network AS IS, and you agree that the use of and reliance on any Content is at your own risk, and that under no circumstances shall Beamiowa be liable for any Content or for any loss or damage of any kind incurred as a result of the use of any Content made available via the Services.

Insofar as the Beamiowa Network implements Google Maps from Google, your use of Google Maps is subject to the Google Maps/Google Earth Additional Terms of Service at, including the Google Privacy Policy at

You acknowledge that Beamiowa does not screen or approve third-party Content, and that Beamiowa shall have the right (but not the obligation) in its sole discretion to refuse, modify, delete or beamiowa any Content that is available via the Beamiowa Network, for any reason.

Content You Provide

To the extent that you post, upload, input, submit or otherwise transmit (collectively, “Transmit” or “Transmitting” as appropriate) Content on or through the Beamiowa Network, you agree to provide true, accurate and complete information and to refrain from impersonating or falsely representing your affiliation with any person or entity. You are entirely responsible for all Content that you provide or otherwise make available via the Beamiowa Network. You also warrant and represent that you own or otherwise control all of the rights to such Content including, without limitation, all the rights necessary for you to Transmit such Content, and to transfer your or others’ interests in such Content to Beamiowa as provided below.

You promise that you will not use the Beamiowa Network to:

  • Transmit any Content
    • not related to appropriate subject matters;
    • which is misleading to others, including consumers;
    • that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable;
    • that you do not have a right to post and transmit under any law or under contractual relationships;
    • such that such posting, uploading, or transmission constitutes the infringement of any patent, trademark, trade secret, copyright or other proprietary rights of any party;
    • and materials that contain software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; or
  • intentionally or unintentionally violate any applicable local, state, national or international law, or any regulations having the force of law, including the Civil Rights Act of 1866, the Fair Housing Act, the Americans with Disabilities Act, and the Equal Credit Opportunity Act.

By Transmitting Content to the Beamiowa Network, you grant, and you represent and warrant that you have the right to grant, to Beamiowa an irrevocable, perpetual, non-exclusive, fully paid, worldwide license to use, copy, perform, display, and distribute the Content and to prepare derivative works of, or incorporate into other works, the Content, and to grant and authorize sublicenses (through multiple tiers) of the foregoing. Furthermore, by posting Content to any public area of the Beamiowa Network, you grant Beamiowa all rights necessary to prohibit any subsequent aggregation, display, copying, duplication, reproduction, or exploitation of the Content on the Beamiowa Network by any party for any purpose.

Beamiowa takes matters of privacy and information seriously, and endeavors to maintain the privacy and security of any and all such information that you provide to Beamiowa through the Beamiowa Network in accordance with its Privacy Policy. Please click here to review the Beamiowa Privacy Policy. The Beamiowa Privacy Policy applies to any and all Content and other information you provide, or that is collected from or about you, through your use of the Beamiowa Network, as provided for, and insofar as provided for, in the Beamiowa Privacy Policy.